401(k) Smartest Book -- Smart Read for the Wealth Builder?
The new book on 401(k) investing, cleverly titled the "smartest 401(k) book you will ever read" seeks to provide the large majority of retail investors, who are invested through their company 401k plans, the best way to utilize this tax advantaged investment vehicle to prepare for their eventual retirement. There are many resources on 401(k) available, including some excellent articles on this site . . . read more >>
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Dimensional Fund Advisors -- DFA -- Worth the Fees?
Dimensional Fund Advisors are a group of advisors who, for a fee, will help the individual investor get access to select mutual funds offered by Dimensional. These mutual funds have been designed using plenty of academic research applied to the stock market, and so far the results have been quite impressive. The funds try to not be constrained by simply classifying themselves as value or growth, and also try to avoid emotional retail investor . . . read more >>
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Required Business Performance Index -- Better Stock Performance?
A new stock tracking index is making the rounds, the Required Business Performance Index as part of the Dow Jones RBP Index Series supplied by Transparent Value LLC. It is based on the simple notion of estimating the bar that a company has to cross in order to meet its earnings estimates. While the idea of such estimation is a good one, coming up with a methodology that can rigorously test this and predict this is not. The required business performance index . . . read more >>
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Perils and Profits with CANSLIM stock picking methodology
CANSLIM is the stock picking methodology advocated by William O'Neill through his books and his newspaper, Investors Business Daily. The method advocates combining company fundamentals with technical analysis through charts to watch stock price movements on high volume and follow-through buying. It is a method based on William O'Neil's own experience . . . read more >>
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Best Mutual Funds for Investing in Russia
BRIC economies have been attracting investors and mutual funds alike from world over, and returning impressive gains to conservative investors. Russia is one such country with a broad, diversified economy and many profitable investment stories. Foreign investment is rising in a variety of areas including into companies that operate profitably . . . read more >>
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Investing in India IT Sector Bull Market
Investing in India IT Sector's bull market has already turned many individuals into millionaires and propelled many mutual fund managers into star status. This has been especially true for those who place their bets in the late 90s during the "Y2K scare" era and held on through the great outsourcing wave in the early part of this decade in the twenty-first century. Companies such as Infosys, Wipro, Satyam Computers . . . read more >>
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How to Invest Money -- Picking your Comfort Level
There are many great ways to invest your money -- whether in oil futures, in undervalued companies, by shorting the dollar, by buying the S&P 500 index and many more. Choosing a particular method of investing for yourself is however dependent on your comfort level, which in turn dictates "how to invest money" using any one or more of . . . read more >>
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Marketing Strategies for Your Small Business
Marketing strategies for small businesses are not significantly different from those of large businesses except for three key elements -- focus, focus, focus. Large businesses can afford to place generic advertisements on television without accounting for its value, simply going for "awareness" and "number of impressions". Small businesses have to be very focused on return on investment on each of their marketing techniques-- revenue generated versus cost of marketing . . . read more >>
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Secret to Success and Real Wealth -- Think Big and Grow, Rich
The secret to success and real wealth lies in our own heads and heart, but we have to open the doors for it. Reaching extraordinary success rests not only on hard and smart work, but having the appetite for risk, the fortitude for taking rejections, and persistence to overcome obstacles. And finally, after all due diligence has been done on a given opportunity, to think and bet big. During your apprenticeship period, where you are still learning the particular industry . . . read more >>
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Google AdSense Average Income
Google AdSense has become a well-understood method for monetizing website traffic. Essentially you are permitting Google to place advertisements on your website, which it does in a context-sensitive, unobtrusive fashion. Each time a visitor clicks on an AdSense advertisement, you get a portion of the total money that the advertiser is paying Google for placing the advertisement. The payout for this may range from $0.01 to as high as $3-$4 per click. Obviously, the more clicks you get . . . read more >>
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Building Wealth from Scratch -- A Wealth Creation Report
If you have your health and your wits about you, and the freedom to pursue your dreams, building wealth from scratch can be one of the most satisfying endeavors you can undertake. Warren Buffett is said to have picked up a penny in an elevator and said, "This is the start of the next million" -- or was that a billion? The pleasure in making money comes from its value generating facet. If you are able to generate sufficient value for someone else, they will be willing to exchange it with you for something that you in turn value -- say, cash . . . read more >>
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China Bull Market Run -- Time to Exit with Warren Buffett?
China has been having a multi-year bull market run with its index doubling in the last year, with many of its internet stocks as well as industrial and resource stocks seeing a spectacular rise. Warren Buffett, who had invested in PetroChina, recently exited this investment after it rose by a nice 300%, and offered a word of caution to other investors as well. Analysts of the China stock market are on both sides of this argument . . . read more >>
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Saving in Euros -- A Wealth Building Imperative?
The US dollar has been in a long-term decline since the turn of the twenty-first century, especially with the availability of a strong alternative currency in the form of Euro, a currency backed by thirteen developed nations. The euro was created as an alternative to the dollar, and it carries behind it an economy approximately 80% of the size of the US economy. With the rapidly rising value of the euro, from a low of $.85 to a high of $1.45 and with more to come, is it prudent for you, as a wealth builder . . . read more >>
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Best IRA Firms for a Wealth Builder
IRA (Individual Retirement Account) come in two flavors, Roth and Traditional, with somewhat different rules regarding tax treatment during the years you are building up your nest egg and during withdrawal years. There are other rules, including contribution limits that apply to each -- and there are good resources that explain these issues. Placing your IRA with a good firm -- a discount brokerage, full-service brokerage or mutual fund account . . . read more >>
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Mutual Fund Entry and Exit Strategies for a Wealth Builder
No-load mutual funds have made entry into and exit out of mutual funds particularly easy, and relatively penalty-free. While a few funds charge a fee for early exit from a fund, most do not. Load funds place a penalty for purchase and/or sale of shares of the fund to discourage frequent trading of their funds' shares. Are there strategies one should adopt regarding entering or exiting a mutual fund . . . read more >>
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Sector Fund Investing -- When to Buy, Hold and Sell for Wealth
Mutual funds come in a variety of colors to facilitate investing by folks like us. Of these, sector fund investing offers us the ability to purchase shares in a particular area of the stock market -- whether it be real-estate, precious metals, pharmaceutical industry or the retail sector or any other industry one cares about. These funds charge a higher expense ratio because they are limited to a smaller universe of companies, and also because they have to manage your money responsibly . . . read more >>
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