Terms of Use


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We invite CharacterandWealth.com (website of Character & Wealth LLC) members to enjoy all the features this site has to offer. However, we require that each member abide by certain rules so that everyone's rights are respected and an atmosphere conducive to positive change is maintained.

Failure to abide by these rules can result in immediate termination of access to CharacterandWealth.com, without refund or recourse.

Terms of Use

Do not share your logon passwords and user names. Our system is designed to detect this immediately, and suspend any account where more than one person signs on using the same username and password.
Do not reprint, republish, repost, or otherwise distribute or transmit content or images presented on this site. Downloading is easy, but just because you may be able to copy our content doesn't mean you own it. Unauthorized use of or copying of our content, trademarks, and other proprietary material can subject you to civil or even criminal liability. Please don't violate our copyright.
No advertising, trading of goods or services, or other commercial use is allowed except in classified ad forums. No bulk e-mail, junk mail or spam, chain letters, or repeat postings of the same message is permitted anywhere on the forums.
Please use your own name when posting to the discussion forums. Do not impersonate anyone else.
Treat other members with courtesy and respect when posting messages to the discussion groups. No unnecessary name calling or abuse toward any member is allowed.
Please avoid shouting (using all capital letters) in the discussion forums.
Do not use vulgarity, obscenity, profanity, ethnic slurs, hate speech, or sexually explicit language, or harass, abuse, or threaten other members in the discussion forums. Do not libel or defame others. CharacterandWealth.com strongly disapproves of flaming.
When you post content in the CharacterandWealth.com forums, you permit CharacterandWealth.com to display and distribute the content, and to use it for advertising and promotion. You grant to CharacterandWealth.com the complete, perpetual, but non-exclusive right to use, reproduce, modify, adapt, translate, distribute, sub-license, etc. the content in whole or in part, throughout the world and universe, on a royalty-free basis.

We do not try to edit or to monitor messages posted on the CharacterandWealth.com forums, but CharacterandWealth.com has the right to edit or remove objectionable postings. The person posting a message is solely responsible for it, not CharacterandWealth.com. Violators may be permanently banned from using the forums, or even have their membership terminated.

Copyright and Trademark Law

All editorial content, graphics and downloadable templates and spreadsheets on this site are protected by U.S. copyright and international treaties and may not be copied, re-used, distributed or shared without the express written permission of CharacterandWealth.com, which reserves all rights.

Subscription Cancellation/Refund

Prior to the commencement of any Term, you may cancel your subscription to the Service at any time and not be billed for another Term by going to the Your Account page and changing your account status to "Cancel Account." EXCEPT AS OTHERWISE EXPRESSLY STATED IN THIS TERMS OF USE, YOU WILL NOT RECEIVE ANY REFUND OR REIMBURSEMENT OF YOUR SUBSCRIPTION FEES UNLESS THE REFUND IS FOR AMOUNTS OBTAINED BY US AFTER YOUR CANCELLATION OF THE MEMBERSHIP INTEREST AS PROVIDED ABOVE. All cancellations will be effective as of the date the notice to cancel the Services was provided to CharacterAndWealth.com as provided herein.

Limitation of Liability

CHARACTERANDWEALTH.COM PROVIDES THE INFORMATION, SERVICES AND PRODUCTS ON THIS WEBSITE "AS IS" WITHOUT WARRANTIES OF ANY KIND. YOU ALSO AGREE THAT CHARACTERANDWEALTH.COM SHALL NOT BE RESPONSIBLE FOR ANY CONTENT FOUND ON THE CHARACTERANDWEALTH.COM FORUMS AND THAT YOUR USE OF THE CHARACTERANDWEALTH.COM FORUMS AND ANY DOWNLOADING OF MATERIALS FOUND ON OR THROUGHOUT THE CHARACTERWEALTH.COM IS DONE AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER OR DATA THAT RESULTS.

ALL EXPRESS WARRANTIES AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS ARE HEREBY DISCLAIMED TO THE FULL EXTENT PERMITTED BY LAW. CHARACTERANDWEALTH.COM DOES NOT WARRANT THAT THE USE OF PERFORMANCE OF THIS WEBSITE WILL BE TIMELY, UNINTERRUPTED OR FREE OF ERROR, OR THAT THIS WEBSITE OR ITS SERVER WILL BE FREE OF VIRUSES. IN NO EVENT SHALL CHARACTERANDWEALTH.COM, ITS OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES BE LIABLE FOR ANY LOSS OR INJURY, DIRECT OR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, OR ANY DAMAGES WHATSOEVER ARISING FROM THE USE OR PERFORMANCE OF THIS WEBSITE OR FROM ANY INFORMATION, SERVICES OR PRODUCTS PROVIDED THROUGH THIS WEBSITE, EVEN IF CHARACTERANDWEALTH.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN THE EVENT THAT APPLICABLE LAW PREVENTS THE EXCLUSION OF LIABILITY FOR CERTAIN WARRANTIES, SUCH EXCLUSION DOES NOT APPLY TO YOU TO THE EXTENT LIMITED BY LAW.

Disclaimer

Character & Wealth LLC, owner of the website characterandwealth.com, electronic publisher of the monthly guidebook C&W Journal, publisher of weekly electronic newsletter Greenback Mentor, and electronic publisher of original articles, e-books and other downloadable content posted on its website - seeks to provide information that could be useful and relevant to its readers. However, the information contained therein is not professional advice in any capacity whatsoever. Character & Wealth LLC does not give professional advice and the information published on this website is not intended to be recommendations to take specific action with regard to your career, business, personal finance, or investments. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC SECURITY, REPORT, ARTICLES, OPINIONS, OR OTHER CONTENT ON THIS WEBSITE, INCLUDING ITS FORUMS. We do not in any way warrant or guarantee the success of any action you take in reliance on the statements on this website or other communication from the Company (Character & Wealth LLC and its associated domain name characterandwealth.com). We expect the readers to use our web-site resources, the newsletters, case reports, articles, guidebook and forums purely as an informational resource.